Investment Education
Insights Archive 2006
These quarterly newsletters address basic investing concepts.
Starting Earlier for Super Results
First Released: December 2006
In Australia, we’re lucky to have a well-developed system for retirement saving. There’s the government 9% compulsory contributions scheme and the opportunity to add to our savings with voluntary contributions – all backed by an Age Pension safety net. Why then are so many of us NOT headed for a retirement that we can truly look forward to, where our savings last as long as we do, and support comfortable lifestyles? This edition of Insights looks at super as an investment, and what you can do to maximise its potential for your future.
Property Dream May Prove an Illusion
First Released: August 2006
The recent price skyrockets in residential property have occurred despite worsening fundamentals, with prices in many areas increasing considerably faster than rents. This edition explains that to succeed in residential property investing one needs to apply the same risk return criteria as other types of investments. And then as always - diversify.
Spotlight on the Budget
First Released: May 2006
On Tuesday 9 May 2006, Peter Costello delivered his 11th consecutive budget to the nation. Whilst these changes are only a proposal at the moment, if implemented, they could be the most significant to superannuation in Australia since the introduction of compulsory superannuation contributions. In this edition of Insights Paul Carrington outlines the items from the Budget that he believes will be of interest to investors.
The Cycle of Life
First Released: February 2006
Life is a series of milestones - some joyous occasions and others, more serious events, each carrying financial implications. Sometimes we become so wrapped up in the events that we fail to consider the associated financial obligations. The issues covered in this article are designed to give you an overview of the many factors that can influence your finances when a major life event occurs.
Note: These articles are presented in PDF format. You must have Adobe Acrobat Reader installed on your computer to view PDF files.