Superannuation Factsheets

A series of factsheets to make the most of your super.

An update on Minimum Pension Limits
Minimum payment amounts for account-based, allocated and market linked (term allocated) pensions will be reduced by 25% for 2011-12. Find out what this could mean for you.

Super Co-contribution – does it apply to me?
Make voluntary contributions to your super and you may receive a boost to your balance from the Government
What’s the difference between before-tax and after-tax contributions?
Examine the benefits and limitations of salary sacrifice versus after-tax contributions to help you determine the best option for you.
Contribution limits – avoid paying extra tax
There are limits that restrict the amount you can contribute to super in any particular year before incurring additional tax.
Concessional contribution limits for Defined benefit members – avoid paying extra tax
How to calculate your before-tax contribution limit
Spouse contribution splitting
Transfer some of your super contributions to an account for your spouse to save tax or allow access to your super earlier

2011 Federal Budget - what it means for your super
Superannuation was not at the forefront of this year's budget, with no significant changes announced. This fact sheet outlines the implications on your super.

Nominating your beneficiaries
Ensure your beneficiary nomination is up to date and save your family from unnecessary problems in the event of your death

FAQs to help you understand the flood levy
The flood levy is a temporary tax introduced by the Government to help rebuild parts of QLD after the natural disasters of 2010/11.