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Top up my super

Making additional contributions to your super now can make a big difference to how much money you have in retirement.

I want to make after-tax contributions (non-concessional contributions)

You can choose to either make regular or one-off after-tax contributions.

Step 1:

Log on to your internet banking site or call your phone banking service.

Step 2:

  • For EFT transactions:

    Select the ‘pay anyone’ or ‘transfer to third party account’ option and follow the instructions using the details below:

    Account name: Russell
    BSB code: 014 988
    Account number: your customer reference number

    Please note: This is an electronic contribution and cannot be made in a bank branch.

  • For BPAY® transactions:

    Select the BPAY or bill payment option and follow the simple instructions using the details below:

    Biller code: 646596
    Reference number: your customer reference number

  • Payroll contributions:

    For regular after-tax contributions taken directly from your pay, contact your Payroll or Human Resources department.

  • For a self-employed or an 'unsupported person' (you derive less than 10% of your total income from employment):

    You may be eligible to make a tax-deductible contribution. Refer to 'I want to make a tax deductible contribution' section below for details.

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I want to make before-tax contributions (concessional contributions)

To make before-tax contributions (also known as salary sacrifice), please see your Human Resources department.

For a self-employed or an 'unsupported person' (you derive less than 10% of your total income from employment):

You may be eligible to make a tax-deductible contribution. Refer to 'I want to make a tax deductible contribution' section below for details.

I want to make a tax deductible contribution

Step 1

Check you’re eligible with the Australian Taxation Office or call 13 10 20.

Step 2

Please refer to the above after-tax contributions instructions to make a contribution.

Step 3

Send us the ‘Deduction for personal super contributions form’ available from the Australian Taxation Office or call 13 10 20.

Step 4

Send an email to yoursupersolution@russellsuper.com and advise:

a) your details (member no. and names)
b) that you have made an after-tax contribution (including the amount that you would like to claim as tax-deductible and the transfer date)
c) that you will send/have sent the completed 'Deduction for personal super contributions' form to us.