Institutional investors

Defined contribution plans We are a trusted fiduciary Your goal as a DC plan sponsor is to help improve the financial security for the participants in your defined contribution plan. That's our mission, too. We're dedicated to helping you employ the best practices in plan design, investments and implementation. We will share with you decades of experience working with some of the largest pools of retirement savings in the world. Our commitment to research compels us to look deeply into the most complex problems. And our unmatched experience providing governance and risk management insight informs every step we take as your fiduciary provider. We have a deep understanding of what works, what doesn't and where to focus. We provide the investment solutions you need:   General consulting — Do you have questions on a particular topic, or just want to access "best thinking" on DC? Our experts can help you with objective setting, asset allocation, asset class strategies, best practices in plan design, governance and more. Target date glide path management — We provide fiduciary support, operational implementation and a rigorous glide path methodology to help you develop a target date fund that's tailored to your plan. Manager research — Our manager research and due diligence has been consistently recognized for industry leadership¹. We'll help with manager selection, monitoring, and blending to best meet your objectives. We can also review managers' business, operational and compliance risks. Asset management — Russell offers off the shelf multi-manager solutions including Target Date, Target Risk and stand alone asset class investment options. Implementation services — We offer efficient and transparent transition management services. Access our available research: Seven attributes of an excellent defined contribution plan Authors: J. Cohen | B. Jones     What's the right savings rate? Give your participants a place to start - Target Replacement Income rate multiplied by 30%. Simply put: TRI 30 Authors: D. Gardner | J. Cohen     Retirement sustainability for defined contribution plan participants Authors: D. Gardner | S. Pittman     A world tour of defined contribution: Don Ezra's keynote address to the NAPF - UK defined contribution schemes: Why so little progress? Author: D. Ezra     Going long: Should the DC industry reconsider participants' bond portfolios? Author: D. Gardner     How Washington is addressing defined contribution shortcomings Authors: J. Cohen | M. Teborek     Stable value: Still relevant in DC plans Authors: R. Bare | D. Gardner | A. Jalso     11 for 2011: 11 actions designed to improve your defined contribution plans in 2011 Authors: J. Cohen | B. Jones     Redefining the menu: Embracing behavior-driven defined contribution investment menus Author: B. Jones     The date debate: Should target date fund glide paths be managed "to" or "through" retirement? Authors: J. Cohen | G. Gardner | Y. Fan     Washington update: Participant fee disclosure and its implications for 401(k) plan sponsors Authors: D. Gardner | M. Teborek     Getting it right: New regulatory and fiduciary focus on 403(b) plans Authors: D. Gardner | R. Bare     Russell's beliefs on retirement income disclosure Authors: J. Cohen | R. Collie | D. Gardner If this approach resonates with you, contact David or Gerry:     West Coast David Rothenberg Managing Director 866-926-5934 East Coast Gerry Lillis Director 866-459-4128 ¹ August 6, 2009: FundFire survey: Russell voted tops in manager due diligence. October 21, 2010: FundFire survey: Russell Investments and Wilshire Associates have the most effective due diligence practices among institutional investment consulting firms. Target date fund investing involves risk, principal loss is possible. The principal value of the fund is not guaranteed at any time, including the target date. The target date is the approximate date when investors plan to retire and would likely stop making new investments in the fund. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. USI-9992