Commingled Funds Funds of the Russell Trust Company Commingled Employee Benefit Funds Trust are only available to ERISA-qualified purchasers. This material is not an offer or a solicitation to purchase any fund. Please contact us for more information. Target Date Funds Russell 2010 Strategy Russell 2015 Strategy Russell 2020 Strategy Russell 2025 Strategy Russell 2030 Strategy Russell 2035 Strategy Russell 2040 Strategy Russell 2045 Strategy Russell 2050 Strategy   Large Cap U.S. Equity Funds Russell Equity I Russell US Value Russell Growth Russell Concentrated Equity Russell 1000® Index Russell Large Cap Structured Equity   Small Cap U.S. Equity Funds Russell Equity II Russell Small Cap   Fixed Income Funds Russell Short Term Investment Russell Investment Contract Russell Fixed Income I Russell Fixed Income II Russell Multi-Manager Bond Russell Quantitative Bond Russell Long Duration Fixed Income4   Pre-Mixed Balanced Funds Russell Balanced Income Russell Aggressive Balanced Russell Global Equity Russell Global Balanced Russell Conservative Balanced   Non-U.S. Equity Funds Russell International Russell International Equity Plus Russell Emerging Markets Russell Frontier Markets ¹ Russell All International Markets Russell International Equity Fund with Active Currency (Separate Trust) ² ¹ This is not a mutual fund but is a fund of the Russell Trust Company Commingled Employee Benefit Funds Trust Russell Frontier Markets Fund. ² This is not a mutual fund but is a fund of the Russell Trust Company Commingled Employee Benefit Funds Trust Russell International Fund with Active Currency.   Global Equity Funds Russell World Equity   Real Estate Funds Russell Real Estate Equity Russell Global Real Estate Securities3 3 Effective October 1, 2007, the Russell Real Estate Securities Fund changed its domestic-only mandate to a global mandate. As a result, the name of the fund has changed to Russell Global Real Estate Securities Fund.   Interest Rate Management solution Russell Long Duration Fixed Income4 Russell Ultra Duration Fixed Income4 Russell Long Credit Fixed Income4 4 The Russell Long Credit Fixed Income Fund, the Russell Long Duration Fixed Income, and the Russell Ultra Duration Fixed Income Fund are not mutual funds but are funds of the Russell Trust Company Commingled Employee Benefit Funds Trust Russell Interest Rate Management Solution.   To learn more about our fund product line, please contact James or Gerry:   West Coast   East Coast James Barrett Managing Director 866-926-5934 Gerry Lillis Director 866-459-4128 Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. This is not an offer, solicitation, or recommendation to purchase any security or the services of any organization. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Diversification and strategic asset allocation do not assure profit or protect against loss in declining markets. Russell Trust Company (RTC) funds are collective, common or commingled trusts for which RTC serves as trustee. They are not mutual funds. Bond investors should carefully consider risks such as interest rate, credit, repurchase and reverse repurchase transaction risks. Greater risk, such as increased volatility, limited liquidity, prepayment, non-payment and increased default risk, is inherent in portfolios that invest in high yield ("junk") bonds or mortgage backed securities, especially mortgage backed securities with exposure to sub-prime mortgages. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and to political systems which can be expected to have less stability than those of more developed countries. Securities may be less liquid and more volatile than US and longer-established non-US markets. Non-US markets entail different risks than those typically associated with US markets, including currency fluctuations, political and economic instability, accounting changes, and foreign taxation. Securities may be less liquid and more volatile. Specific sector investing such as real estate can be subject to different and greater risks than more diversified investments. Declines in the value of real estate, economic conditions, property taxes and tax laws and interest rates all present potential risks to real estate investments. Small capitalization (small cap) investments involve stocks of companies with smaller levels of market capitalization (generally less than $2 billion) than larger company stocks (large cap). Small cap investments are subject to considerable price fluctuations and are more volatile than large company stocks. Investors should consider the additional risks involved in small cap investments. USI-3458			Contact Us West Coast contact James Barrett Managing Director 866-926-5934 East Coast contact Gerry Lillis Director 866-459-4128   Also of interest... Not all Target Date Funds are created equal Build our DB discipline into your DC plan Russell develops a fully objective metric to measure, compare target date fund families Target Date Metric* (TDM) - FAQs (PDF) Russell Research: Target Date Metric (PDF) Printer friendly version of this page