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Russell Investments mutual-funds



LifePoints® Funds
Target Date Series



The Target Date Series is a series of highly diversified portfolios designed to simplify the asset allocation process for retirement plan participants over time. The date in each fund name represents the approximate retirement year. As a fund's target retirement year approaches, the allocation to underlying funds shifts to a more conservative mix of bonds and stocks. The principal value of the fund is not guaranteed at the target date or any other time.

Target Date Series funds are available to plan participants only through employee benefit and employer sponsored plans.

Target date strategy funds
Each of the target date strategy funds seeks to provide capital growth and income consistent with its current asset allocation which will change over time, automatically increasing its allocation to bonds funds. For example, the 2055 Strategy Fund begins with an asset allocation of 79% invested in equity funds, 11% invested in alternatives funds, and 10% fixed income funds. Over time the stock allocation decreases while the bond investment increases. In the year 2055, the 2055 Strategy Fund will have a fixed allocation of 26% equity funds, 6% alternatives funds, and 68% fixed income funds.

In Retirement Fund
The In Retirement Fund is intended for investors who are no longer working, and seeks to provide income and capital growth. In this way, you can still take advantage of the potential returns available through stocks while minimizing risk with bonds. This fund maintains a fixed asset allocation of 27% equity funds, 5% alternatives funds, and 68% fixed income funds.

Ten strategically diversified portfolios
Download these fund fact sheets for more information

LifePoints® Target Date Series - class R1 (PDF)

LifePoints® Target Date Series - class R2 (PDF)

LifePoints® Target Date Series - class R3 (PDF)



Fund objectives, risks, charges and expenses should be carefully considered before investing. A summary prospectus, if available, or a prospectus containing this and other important information can be obtained by calling 800-787-7354 or by visiting the prospectus and reports page to download one. Please read the prospectus carefully before investing.

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The LifePoints® Funds are a series of fund of funds which expose an investor to the risks of the underlying funds proportionate to their allocation. Investment in LifePoints Funds involves direct expenses of each fund and indirect expenses of the underlying funds, which together can be higher than those incurred when investing directly in an underlying fund.

Diversification and strategic asset allocation do not assure profit or protect against loss in declining markets.

Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company.

LifePoints® and the Russell logo are registered trademarks and service marks of Russell Investments.

Securities products and services offered through Russell Financial Services, Inc., member FINRA, part of Russell Investments.
For information on the Financial Industry Regulatory Authority, go to www.finra.org.


Copyright © Russell Investments 2012. All rights reserved.
First used: July 2008
Revised: August 2012
RFS 12-8749
 

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