Annualized returns
Quarterly		Year to date		1 year		3 years		5 years		10 years		Since inception
9.58		17.19		8.00		2.38		3.42		4.32		4.57
Fund inception date: 11/07/97

Fund Fees and Expenses

Annual Fund Operating Expenses
Total	Net
1.13%	0.91%

The Net Annual Operating Expense Ratio may be less than the Total Operating Expense Ratio and represents the actual expenses to be borne by shareholders after application of a contractual advisory fee waiver and/or reimbursement through 02/28/2010 and a contractual cap on expenses through 02/28/2010. These contractual agreements may not be terminated during the relevant periods except at the Board of Trustees discretion. Details of these agreements are in the current prospectus. Absent these reductions, the funds return would have been lower.

Growth of $10,000
As of 09/30/2009



The LifePoints Conservative Strategy Fund is exposed to the specific risks of the underlying funds in proportion to their allocation.

Performance information is historical and does not guarantee future results. Investment return and principal value will fluctuate so that redeemed shares may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Current to the most recent month-end performance for Russell mutual funds is available by visiting: www.russell.com/us/fundperformance.

The Fund offers other classes of shares with higher fees and expenses. These other classes may charge up to a 5.75% sales charge and a 0.25% distribution fee (Class A) or up to a 0.75% distribution fee and a 0.25% shareholder servicing fee (Class C), which will result in a higher expense ratio and lower performance than that shown above. For a full description of other available classes, please see the prospectus.