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Plan
Back up your investment decisions with knowledge

The number of options can make investment decisions hard to make. Establishing a plan, preferably with the help of a trusted financial professional, can help you focus on pursuing your goals instead of worrying about individual products.
Consult these articles to help plan your future:
Retirement planning
Retirement income A new way to unlock the nest egg
Retire by design, not default A little advance planning can make decisions easier.
Retiring checklist Once you've reached this big turning point in your life, you'll need a careful plan to help ensure that you don't outlive your accumulated money.
Avoid a savings shortfall Keep yourself on track by following these preventative measures.
Affording retirement Getting started
Introduction to IRAs A beginner's guide to individual retirement accounts
Consider consolidating retirement accounts with an IRA rollover Flexible options, easier monitoring may be helpful
Tax strategies Maximizing your retirement income by keeping up with Uncle Sam
Will that be one lump or many? Deciding how to receive your retirement plan payments
Investment strategies
Developing your investment strategy Investing vs. speculating
Active vs. passive investing Understanding the difference in styles
Recovering losses from a market downturn The impact of investing sooner rather than later
Beat the odds by staying invested (PDF)
Do you see risk or opportunity? (PDF) Learning from bear markets of the past 40 years
Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing.

Copyright © Russell Investments 2005. All rights reserved. This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an "as is" basis without warranty.
Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company.
Securities products and services offered through Russell Financial Services, Inc., member FINRA, part of Russell Investments.
For information on the Financial Industry Regulatory Authority, go to www.finra.org.
RFD 05-5594. First used: November 2005.

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