6. Multiple Superannuation Funds?

Russell SuperSolution Master Trust can help you consolidate your accounts. You could save time and money.

• Why consolidate?
• Why Russell?
• How to roll over

Why you should consider consolidating accounts

Having more than one super account is not only confusing; it may also make it hard for you to see just how much super you’ve got. Consolidate your super and you’ll:

• See your super picture more clearly – you’ll know exactly how much super you have, and can rest assured that none of your super is lost, so you‘re not missing out on any of your hard-earned savings.
• Control your position – by watching one balance, it will be easier to manage your investment strategy and reach your retirement goals.
• Pay a reduced number of fees – one super fund means one set of fees, not several, which may make a significant difference to your retirement savings over time.
• Save time – with just one statement, you’ll spend less time managing multiple accounts, so you can concentrate on watching your super’s progress.

Why choose Russell?

When your super is with Russell, you’ve got the assurance of knowing you’re with one of the world’s leading investment firms. Globally, Russell is responsible for investments that touch over 40 million investors, worth more than $2.5 trillion .

Super made as simple as 1, 2, 3.
Russell SuperSolution is simple to manage, and flexible enough to shape to your individual goals and needs.

1. SAVE – how much do you need? We’ll help you stay on target with a variety of ways to grow your super balance, from employer, to voluntary and Government contributions.
2. INVEST – we cater for all investment profiles, whether you want input in your strategy or simply to delegate to investment professionals. Either way, Russell SuperSolution gives you choices.
3. PROTECT – the wealth you build will be protected by flexible insurance options to give peace of mind to you and your loved ones.*

*Check your Product Disclosure Statement to see if this option is available to you.

How to roll over simply and easily

Step 1
Locate your other superannuation accounts.

You can refer to any superannuation statements you have received from other funds, ask your previous employers which super fund they used, or search for your lost super through SuperSeeker (an Australian Tax Office service). SuperSeeker is located at www.ato.gov.au/super or can be accessed over the phone on 13 28 65**.

Before consolidating, check whether you will incur any unreasonable exit/withdrawal fees and if you will lose any insurance cover when you close the account.

**You will need your Tax File Number (TFN) to run a search.

Step 2
Complete the “Your Rollover Form”.

Visit www.russell.com.au or call our Helpline on 1800 555 667 to obtain a copy of the form. You will need a separate form for each super account you would like to transfer. Make sure you complete all the details of your membership in the other funds. You may need to contact them to clarify some information.

Step 3
Send your completed rollover form(s) to us and we’ll do the rest. Your other funds may write to you for confirmation that you would like to transfer, or ask you to send them some proof of identity. It’s worthwhile responding to these requests quickly to help get your super in order fast

Download or call
our Helpline on 1800 555 667
for a copy of “Your Rollover
Form” to get started.

Issued by Total Risk Management Pty Limited ABN 62 008 644 353, AFSL 238790, RSE L0000260, ("TRM"). This fact sheet provides general information only. This information has not been prepared having regard to your objectives, financial situation or needs. Before making an investment decision, you need to consider whether this information is appropriate to your objectives, financial situation and needs. The information has been compiled from sources considered to be reliable, but is not guaranteed. Any examples shown are purely hypothetical and have been included for demonstrational purposes only. Past performance is not indicative of future performance. An invitation to apply to join the Russell SuperSolution is made by TRM in a Product Disclosure Statement ("PDS"). Any potential investor should consider the latest PDS in deciding whether to acquire, or to continue to hold, an investment in Russell SuperSolution. The PDS is currently available by phoning 1800 555 667 or by visiting www.russell.com.au. TRM is a member of the Russell Investment Group of companies. The Russell Investment Group or its associates, officers or employees may have interests in the financial products referred to on this website by acting in various roles including broker or adviser, and may receive fees, brokerage or commissions for acting in these capacities. In addition, the Russell Investment Group or its associates, officers or employees may buy or sell the financial products as principal or agent.

Website: www.russell.com.au   Helpline: 1800 555 667     Email: yoursupersolution@russellsuper.com