Copyright © 2006 Russell Investment Management Ltd. Issued by Russell Investment Management Ltd. ABN 53 068 338 974, AFS Licence 247185 ("RIM"). This document provides general advice only and has not been prepared having regard to your objectives, financial situation or needs. Before making an investment decision, you need to consider whether this information is appropriate to your objectives, financial situation and needs. RIM or its associates, officers or employees may buy or sell financial products, have interests in financial products and may receive fees, brokerage or commissions for acting in relation to these financial products.