Get Adobe Flash player

This page requires Flash Player version 10.0.0 or higher.

Disclosure and Methodology

Nothing in this publication is intended to constitute legal tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. This is a publication of Russell Investments Canada Limited and has been prepared solely for information purposes. It is made available on an "as is" basis. Russell Investments Canada Limited does not make any warranty of representation regarding the information.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guarenteed, thier values change frequently and past performance may not be repeated.

Don't retire from investing, Invest for Retirement, and the Russell Investment logo are either trademarks of Frank Russell Company and used under license by Russell Investments Canada Limited.

6% annual distribution rate after retirement (indexed at 2.9% annually); average annual investment return pre-retirement based on Rusell Glide Path and 6.9% post- retirement (reflecting 35% equities / 65% bonds portfolio with assumed RoR of 8.9% on equities and 5.9% on fixed income); account is distributed in full by the 91st year; 6.5% annual increase in saving rate.

Collie, Bob and Matt Smith. "The 10/30/60 Rule: Where Do Defined Contribution (DC) Plan Benefits Come From? It's Not Where You Think." Rusell DC Insights, Source: January 2008.