Institutional investors

Commingled funds Funds of the Russell Trust Company Commingled Employee Benefit Funds Trust are only available to ERISA-qualified purchasers. This material is not an offer or a solicitation to purchase any fund. Please contact us for more information. Target date funds Russell Retirement Russell 2015 Strategy Russell 2020 Strategy Russell 2025 Strategy Russell 2030 Strategy Russell 2035 Strategy Russell 2040 Strategy Russell 2045 Strategy Russell 2050 Strategy Russell 2055 Strategy   Large cap U.S. equity funds Russell Large Cap Structured Equity Russell Equity I Russell Concentrated Equity Russell Growth Russell U.S. Value Russell Enhanced Index U.S. Equity Russell 1000® Index   Small cap U.S. equity funds Russell Equity II Russell Small Cap   Fixed income funds Russell Short Term Investment Russell Inflation Protected Securities Russell Investment Contract (Closed to new investors) Russell Fixed Income II Russell Quantitative Bond Russell Fixed Income I Russell Multi-Manager Bond   Pre-mixed balanced funds Russell Balanced Income Russell Conservative Balanced Russell Global Balanced Russell Aggressive Balanced Russell Global Equity   International and global equity funds Russell International Russell International Fund with Active Currency (Separate Trust) ¹ Russell International Index Russell All International Markets Russell World Equity Russell Emerging Markets Russell Frontier Markets Equity (Separate Trust)² ¹ This is an investment fund of the Russell Trust Company Commingled Employee Benefit Funds Trust Russell International Fund with Active Currency; it is not a mutual fund. ² This is an investment fund of the Russell Trust Company Commingled Employee Benefit Funds Trust Russell Frontier Markets Equity Fund; it is not a mutual fund.   Real assets Russell Commodities Russell Global Listed Infrastructure Russell Global Real Estate Securities   Private Real Estate Russell Real Estate Equity   Interest rate management solution Russell Long Duration Fixed Income3 Russell Long Credit Fixed Income3 Russell Ultra Duration Fixed Income3 3 The Russell Long Credit Fixed Income Fund, the Russell Long Duration Fixed Income Fund, and the Russell Ultra Duration Fixed Income Fund are investment funds of the Russell Trust Company Commingled Employee Benefit Funds Trust Russell Interest Rate Management Solution; they are not mutual funds. To learn more about our fund product line, please contact David or Gerry:     West Coast David Rothenberg Managing Director 866-926-5934 East Coast Gerry Lillis Director 866-459-4128 Unless otherwise noted, Russell Trust Company Funds are investment funds of the Russell Trust Company Commingled Employee Benefit Funds Trust. They are not funds of Russell Investment Company, nor a mutual fund registered under the Investment Company Act of 1940. These fund are only available to certain tax-qualified plans. Neither the fund nor units of beneficial interest in the Fund are registered under the Investment Company Act of 1940 or the Securities Act of 1933 in reliance on an exemption, under these acts applicable to collective trust funds maintained by a bank for certain types of employee benefit trusts. Collective Investment Trusts are not mutual funds and are not required to file a prospectus or registration statement with the Securities and Exchange Commission and, accordingly, neither is available. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. This is not an offer, solicitation, or recommendation to purchase any security or the services of any organization. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Diversification and strategic asset allocation do not assure profit or protect against loss in declining markets. Large capitalization (large cap) investments involve stocks of companies generally having a market capitalization between $10 billion and $200 billion. The value of securities will rise and fall in response to the activities of the company that issued them, general market conditions and/or economic conditions. Small capitalization (small cap) investments involve stocks of companies with smaller levels of market capitalization (generally less than $2 billion) than larger company stocks (large cap). Small cap investments are subject to considerable price fluctuations and are more volatile than large company stocks. Investors should consider the additional risks involved in small cap investments. Bond investors should carefully consider risks such as interest rate, credit, repurchase and reverse repurchase transaction risks. Greater risk, such as increased volatility, limited liquidity, prepayment, non-payment and increased default risk, is inherent in portfolios that invest in high yield ("junk") bonds or mortgage backed securities, especially mortgage backed securities with exposure to sub-prime mortgages. Investment in non-U.S. and emerging market securities is subject to the risk of currency fluctuations and to economic and political risks associated with such foreign countries. Non-U.S. markets entail different risks than those typically associated with the U.S. markets, including currency fluctuations, political and economic instability, accounting changes, and foreign taxation. Securities may be less liquid and more volatile. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and to political systems which can be expected to have less stability than those of more developed countries. Securities may be less liquid and more volatile than U.S. and longer-established non-U.S. markets. Global equity involves risk associated with investments primarily in equity securities of companies located around the world, including the United States. International securities can involve risks relating to political and economic instability or regulatory conditions. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and to political systems which have less stability than those of more developed countries. Specific sector investing such as real estate can be subject to different and greater risks than more diversified investments. Declines in the value of real estate, economic conditions, property taxes, tax laws and interest rates all present potential risks to real estate investments. Fund investments in non-U.S. markets can involve risks of currency fluctuation, political and economic instability, different accounting standards and foreign taxation. Commodity futures and forward contract prices are highly volatile. Trading is conducted with low margin deposits which creates the potential for high leverage. Commodity strategies contain certain risks that prospective investors should evaluate and understand prior to making a decision to invest. Investments in commodities may be affected by overall market movements, and other factors such as weather, exchange rates, and international economic and political developments. Other risks may include, but are not limited to; interest rate risk, counter party risk, liquidity risk and leverage risk. Potential investors should have a thorough understanding of these risks prior to making a decision to invest in these strategies. Interest Rate Management strategies contain certain risks that prospective investors should evaluate and understand prior to making a decision to invest. These risks may include, but are not limited to; interest rate risk, counter party risk, liquidity risk and leverage risk. Interest rate risk is the possibility of a reduction in the value of a security, especially a bond or swap, resulting from a rise in interest rates. Counter party risk is the risk that either the principal or an unrecognized gain is not paid by the counter party of a security or swap. Liquidity risk is the risk that a security or swap cannot be purchased or sold at the time and amount desired. Leverage is deliberately used by the fund to create a highly interest rate sensitive portfolio. Leverage risk means that the portfolio will lose more in the event of rising interest rates than it would otherwise with a portfolio of physical bonds with similar characteristics. Target date funds are not intended to be a complete solution to investors retirement income needs. Investors must weigh many factors when considering to invest in these funds, including how much an investor will need, how long will the investor need it for, what other sources the investor will have and, if the investor is purchasing shares in an IRA account, whether the fund's target distributions will meet IRS minimum distribution requirements once age 70 1/2 is reached. USI-8179			Also of interest... Not all Target Date Funds are created equal Build our DB discipline into your DC plan Printer friendly version of this page