Institutional investors

Going long: Should the DC industry reconsider participants' bond portfolios? March 2011 Daniel Gardner Defined Contribution Analyst In recent years, the defined contribution (DC) retirement plan industry has begun to focus on lifetime income, as opposed to lump-sum distributions, for participants. In light of this trend, should we reconsider the composition of participants' bond portfolios? This paper discusses: What an annuity purchase can do to your retirement security Why long bonds are better for hedging the retirement income need and how long should they be Top 5 obstacles to implementing longer bond portfolios Key barriers to overcome in implementing long bond strategies in plans Request this research Download Executive Summary A note about our research Our proprietary research is made available to our institutional clients, and many of these published papers are available to other institutional investors as well. If you are not a Russell client, but are an institutional investor, we welcome you to request this research piece. We only require your contact information on a short request form. For more information about our research, please contact David or Gerry:     West Coast David Rothenberg Managing Director 866-926-5934 East Coast Gerry Lillis Director 866-459-4128 Nothing contained in this material is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. USI-8945			Printer friendly version of this page