“An investment portfolio that
evolves automatically with me as I get closer to retirement?”
- I like the sound of that.
KiwiSaver made simple
Your Kiwisaver superannuation decision doesn’t have to be difficult.
Many people avoid making superannuation decisions because they feel overwhelmed by information, investment options and fear of making the wrong choice. Russell LifePoints changes all that.
With Russell LifePoints it is easy to choose an investment strategy that is right for you.
A Set and Forget retirement option. Simply decide when you expect to retire, select the Target Date Portfolio that most closely matches that date, invest and let Russell do the rest.
An investment option based on your risk tolerance. Take the investor risk questionnaire, Select the Diversified Portfolio which matches your risk profile and invest. As your risk profile changes you can move to another Diversified Portfolio.
By selecting Russell LifePoints your retirement savings are instantly diversified across asset classes, investment styles and among some of the best money managers Russell has researched, selected and continuously monitors.
Russell LifePoints® Target Date Portfolios
An investment decision based on when you retire.
Russell LifePoints Target Date Portfolios is a set and forget solution. Each Target Date Portfolio contains a mix of growth and income investments. The mix of these investments is adjusted on a yearly basis to become more conservative as you near your retirement. There are four Target Date Portfolios to choose from - 2015, 2025, 2035 and 2045. Simply choose the Target Date Portfolio with the date that most closely matches your retirement date, invest and let the Russell team of investment professionals do the rest.
If your personal circumstances change, LifePoints offers you the flexibility to modify your investment choice at any time.
Russell LifePoints® Diversified Portfolios
An investment decision based on your risk tolerance
Russell LifePoints Diversified Portfolios offer four different investment options based on the amount of investment risk you are prepared to take: Conservative, Moderate, Balanced and Growth. Each Diversified Portfolio contains a mix of growth and income investments giving you the power of a custom portfolio with the ease of making a simple decision.
You can take the investment style quiz to help you decide which Diversified Portfolio most closely matches your portfolio.
Russell LifePoints Diversified Portfolios also keep your investment on track by automatically rebalancing your investment allocation to keep it consistent year in year out. When your life situation changes, you can choose to switch to a different Diversified Portfolio that matches your new goals and risk tolerance.
Moderate – For investors
who are generally willing to accept some risk to boost long-term
returns, but are also very focused on reducing the chance of
any short-term losses that may occur.
Balanced – For investors
who are generally looking to balance the amount of risk they’re
prepared to take with their goal of achieving higher returns
over the longer-term.
Growth – For investors
who are prepared to accept a higher level of risk, and are comfortable
with returns that can fluctuate from year to year to potentially
achieve a high return over the longer-term.
The Power of Russell Investments
Russell LifePoints make your retirement planning simple. But our approach to investing your superannuation money is anything but simple.
In fact, Russell manages over 1/3 of the world’s pension fund money and is highly regarded by our institutional clients for our sophisticated research, rigorous analysis and disciplined focus to investing.
We examine over 9,000 investment products worldwide,then expertly combine only 20 of the best of them to bring you a Complete Portfolio Solution in the form of Russell LifePoints.
We’ve been in business since 1936 helping large investors such as BHP Billiton, The Bill and Melinda Gates Foundation and the Earthquake Commission (EQC) get the most from their long-term investments. Now we can do the same for you.
How can I take advantage of Russell LifePoints®?
Russell LifePoints is administered by our Kiwisaver partner, Aon. To request an investment statement please contact Aon.
To find out more about investing into Russell LifePoints please contact Aon on 0800 266 463.
The information contained in this publication was prepared by Russell Investment Group Ltd on the basis of information available at the time of preparation. This publication provides general information only and should not be relied upon in making an investment decision. Investors should seek professional advice which takes into account their personal circumstances before making an investment decision. Accordingly, Russell Investment Group Ltd, Russell Investment Management Ltd and their directors will not be liable for any loss or damage arising as a result of reliance being placed on any of the information contained in this publication. Russell Investment Group Ltd, Russell Investment Management Ltd, any member of the Russell Group or their directors do not guarantee the investment or the returns on the investments in the Russell Funds.
Products and services described on this website are intended for persons in New Zealand only. Information on this site should not be considered a solicitation to buy or an offer to sell a security to any person. Persons outside New Zealand may find more information about products and services available within their jurisdictions by going to Russell's Worldwide site.
