Privacy Policy

Please read this Privacy Policy carefully. The Privacy Policy sets out how Russell Investments Limited (company number 02086230) whose registered office is at Rex House, 10 Regent Street, London, SW1 4PE (“we”, “us” or “our”) will collect and use personal information through our website at [www.russell.com/uk/financial-advisers] and on the Client Engagement Roadmap available on [www.russelllink.co.uk] (together the “Websites”).

This Privacy Policy may be updated from time to time. The date of the most recent changes will appear on this page so please visit this Privacy Policy each time before you submit any personal information. If you do not agree with this policy or any changes thereto please do not continue to use this Website. If you have any requests concerning your personal information or any queries with regard to our privacy practices please contact us at webmaster . “Personal information” in this policy means any information which refers to an individual personally and includes name, email address, business telephone number, place of work and other relevant business or personal details.

Collection and use of personal information

We collect information, including some information that is personal information, when you access our online tools or we provide other services offline.

When you give us any personal information, we use your personal information to:

to manage our relationship with you;
to manage and administer the tools and services we provide;
to deal with and respond to any communications you send through the Websites or offline;
to analyse the way in which you use the Websites or other services in order to improve the Websites and other services and analyse patterns and trends of use (in addition, please see the “Cookies and web beacon” section below);
to comply with legal, regulatory and other good governance obligations; and
for internal record keeping and audits.

Information sharing

We may disclose your personal information if required by law. We may disclose your personal information to government bodies and law enforcement agencies, successors in title to our business and suppliers we engage to process data on our behalf.

Linking to other websites

The Websites may from time to time contain hyperlinks to websites owned and operated by third parties. These websites have their own privacy policies and we urge you to review them. We hereby disclaim all responsibility and liability for the privacy practices of such third party websites.

Access right

You have a right to access the personal data held about you. To obtain a copy of the personal information we hold about you, please write to us at webmaster .

Personal information of third parties

We act as your data processor in relation to personal information about third parties provided by you and stored on the Websites. Accordingly, if you store such information through the tools or as part of the services we provide, you are exclusively responsible for informing that individual and ensuring that you have all consents required by applicable law or regulation in relation to such personal information. In particular, if you store sensitive personal information you must ensure that you have the express consent of the third party or that the storage of such information otherwise complies with data protection laws. Sensitive personal information is information about a person’s race, political opinions, sexual life, criminal allegations or offences, trade union membership, religious or other beliefs and their mental or physical health.
You agree to indemnify us and keep us indemnified against all and any losses, demands, claims, damages, costs and expenses (including loss of profit, consequential losses, legal costs and expenses) and liabilities suffered or incurred directly or indirectly arising out of a claim by a third party against us resulting from or related to any information you store about third parties on the Websites or as a result of a breach of this paragraph.

Transfer of information outside the European Economic Area

Your use of the Websites may result in the transfer of personal information about you or provided by you across national boundaries. By visiting the Websites and communicating with us electronically, you consent to the transfer of your personal information outside the European Economic Area.

Cookies and web beacons

We may use “cookies” on the Websites. Cookies are data files which store information on your hard drive or browser that means that the Websites can recognise that you have visited it before. They make it easier for you to maintain your preferences on the Websites, and by seeing how you use the Websites, we can tailor them to your preferences and measure your use of it. You consent to our use of cookies. However, you can, should you choose, disable the cookies from your browser and delete all cookies currently stored on your computer. On Microsoft Internet Explorer, this can be done by selecting ‘Tools/Internet Options’ and reviewing your privacy settings or selecting ‘delete cookies’. You can find out how to do this for your particular browser by clicking ‘help’ on your browser's menu or by visiting http://www.allaboutcookies.org/manage-cookies/index.html. However, many of the features of the Websites will not function if you disable cookies.
We may also use electronic images known as “web beacons” on the Websites and in communications generated from using and/or registering on the Websites, such as promotional emails. Web-beacons usually work in conjunction with cookies and they are used for similar purposes. We may also collect your IP address together with the date, time and duration of your visit.

For more information on the cookies that Russell Investments use click here.

This website is for professional advisers only. It is not suitable for retail clients.

Issued by Russell Investments Limited. Company No. 02086230. Registered in England and Wales with registered office at: Rex House, 10 Regent Street, London SW1Y 4PE. Telephone 020 7024 6000. Authorised and regulated by the Financial Services Authority, 25 The North Colonnade, Canary Wharf, London E14 5HS.

For professional advisors only. This site is not suitable for retail clients

Russell Invesments
Website Terms and Conditions

This website www.russell.com/uk/financial_advisers and the Client Engagement Roadmap (the "Road Map") on www.russelllink.co.uk are only directed at FSA regulated independent intermediaries providing services to their clients in the UK. (The Website and the Road Map are not intended for access by individual investors.) If you are not an independent intermediary, we request that you please cease using the Website and the Road Map immediately.

Terms for access
These terms and conditions (the "Terms") will govern your use of the Website and the Road Map, which are owned and operated by Russell Investments Limited. References to "Russell" refers to Russell Investments Limited and its affiliates. By continuing to access and use the Website and the Road Map, you are deemed to have understood and agreed to the Terms. All analysis, information, model portfolios, text, data, databases, charts, tables, tools, software, graphics, names, logos, trade marks, service marks and other material on the Website and the Road Map (the "Content") and all rights in it belong to us or have been duly licensed to us. The Website, Road Map and the Content may not be reproduced in whole or in part without the prior written consent of Russell except for the purpose of producing print outs for your own personal records.

The Website and Road Map contain access to general market data and tools. The Website, Road Map and the Content are for professional use only and are not intended for use by retail clients. The Website and Road Map are intended to be accessed by independent intermediaries who are based in the UK. However, these Terms apply to citizens or residents of or located in any country or jurisdiction who may access the Website and Road Map. All persons, including any non-UK residents, must satisfy themselves that they are not subject to any local requirements which would restrict or prohibit them from accessing the Website and Road Map. Russell does not give any assurance that the Website or Road Map or the Content complies with the regulatory requirements in other jurisdictions. Persons seeking to access the Website and Road Map from outside the UK are advised to contact Russell directly.

Information basis only
The Content and your subsequent use of it may, from time to time, be subject to certain statutory or other external regulation conditions and restrictions. All use of the Content by you must comply with such regulations, conditions or restrictions.

The Content may include reference to specific securities but none of the Content is intended to constitute, and nor shall it be regarded as constituting, an offer to sell or the solicitation to buy any securities or investment products or any advice or recommendation with respect to such securities or investment products that may be referenced on or through the Website or Road Map. The Content does not purport to provide, nor does it constitute investment, legal, tax or other advice. The Content shall not constitute or be considered investment advice. All figures are for illustrative purposes only. The Website, Road Map and the Content do not constitute an offer or invitation to anyone to invest in any product managed by Russell or use any Russell services in any jurisdiction where such offer or invitation is not lawful or in which the person making such offer or invitation is not qualified to do so.

Accuracy of the Content
The Website, Road Map and the Content are provided "as is" and on an "as available" basis. Unless otherwise specified, Russell is the source of all data. Whilst Russell has taken reasonable steps to ensure the accuracy, correctness and completeness of the Content, Russell does not give or make any warranty or representation of any kind and all implied warranties are excluded from the Terms to the extent that they may be excluded as a matter of law. Russell is not obligated to update, or to continue to offer, Content accessible through the Website or Road Map.

Russell accepts no liability for the results of any action taken on the basis of the Content. Russell does not provide services to your clients so Russell has no responsibility whatsoever for any results for your clients of any advice you may give to them, whether that advice is given by you pursuant to accessing the Content or otherwise. Further, Russell does not warrant that the Website, Road Map and/or the Content will be uninterrupted or error free or that any defects will be corrected.

Third party information
The information contained in the Website and Road Map has been obtained from sources that Russell believes to be reliable but its accuracy and completeness are not guaranteed. Russell may obtain market data from third parties who are independent of Russell.

Products and the purpose of the tools and model portfolios
The tools are designed to assist you in analysing your clients' requirements but any advice you provide or consequent decision by an investor to engage in investment activity is a matter for you to discuss with your client. Before you advise your clients, you must of course bear in mind all relevant matters regarding fluctuation in valuation of investments, past performance not being a reliable indicator of future performance and all other securities specific risk factors. An investor may not receive back the amount originally invested. Where overseas securities are referred to or held, the rate of exchange may cause the value of the securities to up as well as down. Any forecast, projection or target is indicative only and not guaranteed in any way. Russell accepts no liability for any failure to meet such a forecast, projection or target. In the case of investments for which there is not a recognised market it may be difficult for investors to sell their investment or to obtain reliable information about its value or the extent of the risks to which it is exposed. Russell cannot be held responsible for any consequence of any action carried out by a user of this site utilising the tools. Further details of the assumptions and bases on which the tools have been devised are available on request. Russell does not warrant that the tools are capable of generating accurate results, accurate calculations or complete data.

The Road Map tool
www.russell.com/uk/financial_advisers contains a link to www.russelllink.co.uk where you will be able to access the Road Map tool. The Road Map is provided so as to enable you to structure your meetings with your clients and to have some orderly and easily accessible record of your meetings with clients and progress in advising your clients. However, please note that the Road Map does not contain an exhaustive list of all of the matters that you should discuss with your client. You should note that if you utilise this Road Map and, pursuant to your meetings with clients, you complete and update the Road Map in respect of particular clients, the information which you input will be stored on [www.russelllink.co.uk ] by a third party supplier engaged on Russell's behalf.

This information will remain your record of your discussions with your clients but please note that you will need to ensure that you have appropriate consents from your clients to store their data on [www.russelllink.co.uk]. Russell acts as your data processor in respect of the personal data about your clients and, in its role as data processor, will only process that personal data in accordance with your instructions or as required by law, will use appropriate technical and organisational measures to protect that personal data and will ensure the reliability of employees who have access to that personal data.

Russell grants you a non-exclusive, non-transferable and non-assignable licence to use the Road Map until such time as Russell terminates such licence. Please see our Privacy Policy for details of how Russell deals with personal information.

The "Russell Proposal Generator" tool and model portfolios
The Russell Proposal Generator tool generates an investment proposal for your clients. Each proposal shall be one of a number of model portfolios created by Russell. It is important to review the proposal and the underlying funds that comprise the model portfolio to consider the possible impact on your client. You must ensure that the model portfolio and any funds in which your clients' assets will be invested are suitable for your clients. The Russell Proposal Generator tool is only designed to give you a broad idea of the investment strategy you may wish to consider for a client. It should not be the only thing you use or rely on when you choose investments for a client. Russell grants you a non-exclusive, non-transferable and non-assignable licence to use the Russell Proposal Generator tool until such time as Russell terminates such licence.

Disclaimer relating to IFDS and IM Russell ICVC
This website may include information on the IM Russell ICVC (the Fund) and its authorised corporate director, IFDS Managers Limited (IFDS), from time to time. Please note, however, that neither the Fund nor IFDS are involved in the design or maintenance of this website and so they will not be responsible to any user of the website for any information or documents available on it from time to time. For example, they will not be responsible for making sure a document available from the website in relation to the Fund or IFDS is up to date (or unchanged if a user of the website prints or saves it to look at it later), or that documents or information on the Fund or IFDS available from the website is complete, correct or up to date at any time. They also make no warranties or representations about any information or document available on the website, and nothing on the website should be construed as advice given by them.

Intellectual property rights
All copyright, trade marks, database rights and other intellectual property rights that may exist in the Website, Road Map and Content shall remain at all time our intellectual property. Except as expressly permitted by these Terms, nothing in the Website or Road Map shall be construed as granting, by implication or otherwise, any licence or right to use the Content without our prior written permission. If you become aware of anything which appears to infringe these Terms, you agree to contact us promptly by emailing emea.webteam@russell.com.

Liability
Access to, and use of, the Website and Road Map is at the user's own risk and by user, Russell refers to you, as the independent intermediary. In no event will Russell be liable for any loss, damages or expenses which may be suffered or incurred by you (or your clients) which are caused directly or indirectly by accessing the Website and Road Map including, but not limited to, loss, damages or expenses caused by any failure, delayed or defective operation or unavailability of any pages of the Website or Road Map or any computer virus arising in connection with the Website or Road Map.

You will indemnify Russell (including its affiliated or associated companies) and their officers, directors, employees and agents in respect of any third-party claim for any injury, loss, damage or expense occasioned by or arising directly or indirectly from the operation, use or supply of information to a third party provided in breach of any of your obligations under these Terms.

Unlawful use
You agree to use the Website and Road Map only for lawful purposes and in a manner that does not infringe the rights of or restrict or inhibit the use and enjoyment of the Website or Road Map by any third party.

Privacy policy
Our Privacy Policy details the type of personal information that Russell may collect from you when you visit the Website or Road Map and how Russell stores and uses your personal information. Your use of the Website and Road Map is taken as your acceptance of the terms of our Privacy Policy which shall apply as if set out herein.

Computer viruses, worms and Trojan horses
Russell does not warrant that the Website is free from computer viruses, worms, and Trojan horses and Russell accepts no liability whatsoever for damage that may result from the transmission of any computer viruses, worms, or Trojan horses via the Website.

Linking and framing
The Website or Road Map may from time to time contain hyperlinks to websites owned and operated by third parties. Russell does not accept any responsibility for the content of third party websites or web pages, nor do we accept responsibility for any losses or penalties incurred as a result of your use of any links or reliance on the content of any website to which the Website or Road Map are linked.

You may not frame, link or deep-link either of the Website or Road Map to any other website without our prior written consent. Should you wish to frame or set up a link or deep-link to the Website or Road Map, please contact emea.webteam@russell.com .

File download
Certain files are available for download from the Website and the Road Map. These files are subject to these Terms.

Changes to the Website and these Terms
Russell has discretion to change the Content, the Terms or the Privacy Policy and to withdraw access to the Website and Road Map at any time. You will have been deemed to have accepted the amendments by continuing to use the Website and Road Map.

Governing law
These Terms are governed by and interpreted in accordance with the laws of England and Wales and any disputes in connection with the Website, Road Map and the Terms shall be settled by the courts of England and Wales.

Contacting us about this Websites
The Content is approved for publication by Russell Investments Limited. The Website and Road Map are owned and operated by Russell Investments Limited which is a company incorporated in England and Wales under registered number 02086230 and with its registered office at: Rex House, 10 Regent Street, London SW1Y 4PE. Telephone 020 7024 6000. Russell Investments Limited is authorised and regulated by the Financial Services Authority (25 The North Colonnade, Canary Wharf, London, E14 5HS) and entered on the FSA register under number 122282. If you have a complaint about the Website or Road Map, please contact Russell Investment Limited's Head of Compliance at the address provided above. Calls may be monitored or recorded to maintain and improve services.

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