Feed your retirement not your habits When you consider what your favorite habit costs, giving it the old heave-ho may be easier than you think. Even saving pennies a day can add up over time. See for yourself how much money you could save by cutting back or eliminating your habit. How much could you save if you put the same money into an investment that made an average of 7.5% a year over:   Select a value $1.00 - Candy, snacks $3.00 - Coffee and a bagel $4.00 - Lattes or mochas $5.00 - Lottery tickets $6.00 - Fast food lunch $10.00 - Parking close to work $12.00 - Sit down lunch with tip $20.00 - Several daily habits 10 years: 20 years: 30 years: Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing. This hypothetical example is for illustration only and is not intended to reflect the return of any actual investment. All investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. Securities products and services offered through Russell Financial Services, Inc., member FINRA, part of Russell Investments. For information on the Financial Industry Regulatory Authority, go to www.finra.org. This is a publication of Russell Investments.Nothing contained in this material is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. RFS 2514. First used: October 2009			Learn about saving & investing Establish a foundation for defining what type of investor you want to be by reading these articles.   Retirement funds Choose a LifePoints® Fund to fit your risk tolerance and investing goals.   Send feedback or comments

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