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LifePoints® Funds
Target Distribution Strategies



It's time for a new conversation

Whoever said the money you saved for retirement should stop working just because you do? You've spent decades accumulating your retirement nest egg. Now you need a new investment approach that will make the most use of your savings so you can enjoy your long-awaited retirement.

The LifePoints Funds, Target Distribution Strategies represent a new type of mutual fund designed specifically to address the needs of investors in or near retirement.

About the fund
These funds are fund of funds that currently invest in other Russell Investment Company mutual funds. These funds are intended for investors who wish to receive annual distributions from their savings during retirement. The funds seek to provide a stated annual target distribution for a specific number of years from the funds' inception. The funds also offer investors liquidity and the potential to fund future wealth goals. Annual distributions are not guaranteed and will consist of income from dividends and interest, short and long-term capital gains, and may include a return of capital.

The objectives of the Target Distribution Strategies are different from more traditional, pre-retirement accumulation funds. Russell has developed an innovative dynamic asset allocation investment strategy to help achieve the fund's objectives. This dynamic asset allocation strategy means that the funds adjust their asset allocation periodically to maximize the chances of meeting the target annual distribution and secondarily, for two of the funds, preserve a portion of capital initially invested. For example, in a favorable market, the fund may shift to a more aggressive asset allocation. In a less favorable market, it may shift toward more conservative investments. However, if a substantially unfavorable market occurs, where a shift to more conservative investments is unlikely to meet the fund's primary objective, the fund may shift into an asset allocation with higher potential return and higher related risk to increase the likelihood that it can make its target distributions.

The asset classes represented by the underlying funds in which the funds invest may include large, mid and small cap U.S. stocks, non-U.S. stocks, real estate stocks, bonds and cash. Each underlying fund is diversified among multiple managers and investment styles. This approach of the underlying funds is designed to reduce the risks associated with single manager investments.

Please refer to the fund overview pages and the funds' prospectus for a wide range of helpful information, including a discussion about the structure of the funds, their underlying investments, fees and expenses, and the risks associated with investing in them. These funds are new with no operating history, which may result in additional risk.

Download fund overviews (all PDFs)

2017 Retirement Distribution Fund - S Shares
2017 Retirement Distribution Fund - A Shares

2017 Accelerated Distribution Fund - S Shares
2017 Accelerated Distribution Fund - A Shares

2027 Extended Distribution Fund - S Shares
2027 Extended Distribution Fund - A Shares

Fund   Cusip   Ticker
2017 Retirement Distribution Fund — S Shares   782478192   RRDSX
2017 Retirement Distribution Fund — A Shares   782478218   RRDAX
2017 Accelerated Distribution Fund — S Shares   782478176   RADSX
2017 Accelerated Distribution Fund — A Shares   782478184   RADAX
2027 Extended Distribution Fund — S Shares   782478150   RESIX
2027 Extended Distribution Fund — A Shares   782478168   REIAX



Talk to your financial professional today to find out more about Russell's LifePoints® Funds Target Distribution Strategies, a new approach in mutual fund investing.

Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing.






The LifePoints® Funds Target Distribution Strategies are new funds without operating history, which may result in additional risk. Each fund seeks to provide a steady, but not guaranteed, level of distributions to its shareholders for the term of the fund. This is contingent on the fund having sufficient assets to make such distributions. If a fund does not have sufficient assets to meet its investment objective(s), it will distribute the remaining assets and the fund will close prior to the end of its term. If this happens, your clients will stop receiving the target annual distributions and the fund may distribute its remaining assets at an inopportune time.

Each of the LifePoints® Funds Target Distribution Strategies is a "fund of funds" and seeks to achieve its objective primarily by investing in shares of several other Russell Investment Company (RIC) funds (the "Underlying Funds") representing various asset classes. This approach exposes an investor to the risks of the underlying funds proportionate to their allocation. Investment in LifePoints Funds involves direct expenses of each fund and indirect expenses of the underlying funds, which together can be higher than those incurred when investing directly in an underlying fund. Each fund is managed pursuant to a quantitative model and employs a dynamic asset allocation strategy.


Diversification and strategic asset allocation do not assure profit or protect against loss in declining markets.

Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company.

LifePoints® and the Russell logo are registered trademarks and service marks of Russell Investments.

Securities products and services offered through Russell Financial Services, Inc. (formerly Russell Fund Distributors, Inc.), member FINRA, part of Russell Investments.
For information on the Financial Industry Regulatory Authority, go to www.finra.org.


Copyright © Russell Investments 2006-2008. All rights reserved.
First used April 2008.
RFD 0053

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Fund INFORMATION
Daily prices & performance
(PDFs below)
Prospectus - S Shares
Prospectus - A Shares
Statement of additional information
 



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