Have you thought about what it will it cost you to start later? Time equals money when it comes to saving.
This table shows how much money you could have in your retirement account if you started saving now, as opposed to waiting five years to begin*. To see the difference, simply enter your years to retirement, your income, contribution rate.
Enter years to retirement:
Enter your income:
Select contribution amount:
Amount saved if you start now*:
Amount saved if you wait 5 years*:
Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing.
*Assumption: 7.5% rate of return. Your actual rate of return will depend on asset allocation, funds selected and actual performance from now until retirement. This hypothetical example is for illustration only. The rates of return mentioned are not intended to reflect the performance of any actual investment. Investments do not typically grow at an even rate of return. Actual returns may result in a gain or a loss.
Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company.
Securities products and services offered through Russell Financial Services, Inc., member FINRA, part of Russell Investments. For information on the Financial Industry Regulatory Authority, go to www.finra.org.
This is a publication of Russell Investments.Nothing contained in this material is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional.
Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.
Products and services described on this website are intended for United States residents only. Information on this site should not be considered a solicitation to buy or an offer to sell a security to any person. Persons outside the United States may find more information about products and services available within their jurisdictions by going to Russell's Worldwide site.
Excuses, excuses. We all can come up with reasons why we're not saving for retirement. Do these two sound familiar?
