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What's Your Excuse Not to Save and Invest?


Excuses, excuses. We all can come up with reasons why we're not saving for retirement. Do these two sound familiar?



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Have you thought about what it will it cost you to start later? Time equals money when it comes to saving. This table shows how much money you could have in your retirement account if you started saving now, as opposed to waiting five years to begin*. To see the difference, simply enter your years to retirement, your income, contribution rate.
Enter years to retirement:
Enter your income:
Select contribution amount:
 
Amount saved if you start now*:
Amount saved if you wait 5 years*:
 
 


Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to
the prospectus and reports page to download one. Please read the prospectus carefully before investing.

**Assumption: 8% Rate of Return. Your actual rate of return will depend on asset allocation, funds selected and actual performance from now until retirement. This hypothetical example is for illustration only. The rates of return mentioned are not intended to reflect the performance of any actual investment. Investments do not typically grow at an even rate of return. Actual returns may result in a gain or a loss.






Securities products and services offered through Russell Financial Services, Inc. (formerly Russell Fund Distributors, Inc.), member FINRA, part of Russell Investments.
For information on the Financial Industry Regulatory Authority, go to www.finra.org.


This is a publication of Russell Investments. Nothing contained in this material is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional.
Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company.


Past performance is not indicative of future results.

First used: June 2005. RFD 05-4974
 

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