Defined contribution plan solutions
Benefit from the depth of Russell's capabilities
Your goal as a DC plan sponsor is to help improve financial security for participants in your defined contribution plan. That's our mission, too. We're dedicated to helping you employ the best practices in plan design, investments and implementation.
A well-built investment menu can drive better outcomes for participants
Target date funds are becoming the most popular DC plan QDIA default option because they offer a sound investment strategy that simplifies retirement savings.
Depending on your plan, we can offer you:
- Multi-manager Russell LifePoints® Institutional Target Date Funds¹
- Custom target date strategies using funds selected by you (PDF)
- Adaptive Retirement Accounts, a managed account solution with an individual asset allocation for each participant.
Simplify your core menu with institutional multi-manager funds
Offer your participants a diverified menu of multi-manager funds:
- Traditional asset classes
- Real asset solutions that can potentially increase a long-term portfolio's diversification, growth and inflation protection
Defined contribution outsourcing
As a fiduciary, entrusted to oversee your DC plan for participants. You may benefit from engaging Russell as a co-fiduciary for:
- Plan design
- Investment manager search and ongoing management
- Participant communications
- Recordkeeper and vendor search and oversight
For more than 30 years Russell has provided fiduciary management services to large corporate retirement plans.
¹These are collective trust funds which are bank-maintained collective investment funds managed by Russell Trust Company, a Washington State non-depository trust company, and are not registered mutual funds. The funds are only available to certain qualified employee benefit plans and government plans and are not offered to the general public.
Target date fund investing involves risk, principal loss is possible. The principal value of the fund is not guaranteed at any time, including the target date. The target date is the approximate date when investors plan to retire and would likely stop making new investments in the fund.
Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.
Russell Adaptive Retirement Accounts is a product of Russell Investment Management Company (RIMCo). The implementation of Russell Adaptive Retirement Accounts in investors? portfolios and related investment advice are provided through investment advisers and other financial intermediaries that are independent of RIMCo and its affiliates. The advice provided by RIMCo in Russell Adaptive Retirement Planner is based on asset-class level assumptions only.