Defined contribution plans
Benefit from the depth of capabilities throughout Russell
Your goal as a DC plan sponsor is to help improve the financial security for the participants in your defined contribution plan. That's our mission, too. We're dedicated to helping you employ the best practices in plan design, investments and implementation. Our commitment to research compels us to look deeply into the most complex problems. And our experience providing governance and risk management insight informs every step we take as your fiduciary solutions provider.
Asset management? Consulting? Benefit from both sides
of the equation.
Russell LifePoints® Institutional Target Date Funds¹
Offer your participants a multi-manager solution built from some of the world's best managers. Each fund invests across a broad range of asset classes and uses a blend of active and passive management. Learn more about LifePoints.
Custom Target Date management
Let us help you build custom target date funds that allow you to maintain control over underlying investment manager selection while utilizing a glide path designed to meet the specific income replacement needs of your participants. We have proven expertise in building glide paths using existing managers as well as helping sponsors to stream line and redesign their overall plan menu.
Real Asset solutions
Expand your plan menu beyond traditional asset classes to take advantage of the asset classes that can potentially increase a long-term portfolio's diversification, growth, and inflation protection.
Complete Fiduciary solutions
You are a fiduciary, entrusted to oversee a defined contribution plan for participants. However, we are prepared to take on the precise level of fiduciary responsibility you are looking for which includes services such as plan design, target date funds management, participant communications and recordkeeper search/oversight.
Commitment to the future
We can help you think about what the next generation of target date investing might look like in your plan. It could be more adaptive, and based on factors beyond age, including: savings, contribution rate, account balance, recent market impact and evolve from accumulation vehicles to lifetime investments.
¹These are collective trust funds which are bank-maintained collective investment funds managed by Russell Trust Company, a Washington State non-depository trust company, and are not registered mutual funds. The funds are only available to certain qualified employee benefit plans and government plans and are not offered to the general public.
Target date fund investing involves risk, principal loss is possible. The principal value of the fund is not guaranteed at any time, including the target date. The target date is the approximate date when investors plan to retire and would likely stop making new investments in the fund.
Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.