Defined contribution plan solutions
Benefit from the depth of Russell's DC capabilities
Your goal as a DC plan sponsor is to help improve financial security for participants in your defined contribution plan. That's our mission, too. We're dedicated to helping you employ the best practices in plan design, investments and implementation.
Defined contribution outsourcing
For more than 30 years Russell has provided award-winning fiduciary management services to large corporate retirement plans. As a fiduciary, you are entrusted to oversee your DC plan for participants. You may benefit from engaging Russell as a co-fiduciary for:
- DC plan design
- Investment manager search and ongoing management
- Participant communications
- Recordkeeper and vendor search and oversight
Defined contribution investments
A well-built investment menu can drive better outcomes for participants.
Target date funds are becoming the most popular DC plan QDIA default option because they offer a sound investment strategy that helps streamline retirement savings.
Depending on your DC plan, we can offer you:
- Multi-manager Russell Institutional Target Date Funds¹
- Custom target date strategies using funds selected by you (PDF)
- Adaptive Retirement Accounts, a managed account solution with an individual asset allocation for each participant.
Simplify your core menu with institutionally-priced multi-manager funds
- Traditional asset classes
- Real asset solutions that can potentially increase a long-term portfolio's diversification, growth and inflation protection
†For the fourth year in a row, Russell investments’ professionals were selected as one of the most influential consultants in the institutional investment universe in Chief Investment Officer (CIO)’s annual "The Knowledge Brokers" series. Source: CIO Magazine. (2015, September) "The 2015 Knowledge Brokers." Available at: http://www.ai-cio.com/2015-knowledge-brokers/
¹These are collective trust funds which are bank-maintained collective investment funds managed by Russell Trust Company, a Washington State non-depository trust company, and are not registered mutual funds. The funds are only available to certain qualified employee benefit plans and government plans and are not offered to the general public.
Target date fund investing involves risk, principal loss is possible. The principal value of the fund is not guaranteed at any time, including the target date. The target date is the approximate date when investors plan to retire and would likely stop making new investments in the fund.
Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.
Russell Adaptive Retirement Accounts is a product of Russell Investment Management Company (RIMCo). The implementation of Russell Adaptive Retirement Accounts in investors? portfolios and related investment advice are provided through investment advisers and other financial intermediaries that are independent of RIMCo and its affiliates. The advice provided by RIMCo in Russell Adaptive Retirement Planner is based on asset-class level assumptions only.
One of the most influential consultants
In 2015, CIO recognized "specialists" and selected Russell Investments' Josh Cohen and Bob Collie as experts in defined contribution plans.†