Russell Separate Accounts Tax-Efficiency and Customization in Single Brokerage Account Russell Separate Accounts enable affluent investors to leverage strategic tax management at the core of their portfolio. When you work with your financial professional to invest in Russell Separate Accounts, you gain access to an experienced mix of institutional money managers within a single, simple-to-follow brokerage account mapped to your long-term objectives. An uncommon level of access Beyond the traditional customization and tax-efficiency benefits of separate accounts, Russell Separate Accounts incorporate in-depth manager research to select some of the world's best institutional investment managers.   What is a Separate Account? Separate accounts provide individual investors access to institutional-quality money managers at reduced account minimums. Within this structure, the investor directly owns the securities in the portfolio, and can impose restrictions against the purchase of specific securities as a means of customizing the portfolio for their own requirements. This flexibility allows the investor the benefits of direct security ownership combined with professional management. Whereas other separate account products offer investors a selection of managers typically filtered based on brand name and recent performance, Russell Separate Accounts go beyond delivering a "recommended" list to package complementary managers intentionally chosen to provide broad coverage of specific asset classes. Objective manager oversight Russell's objective approach evaluating and selecting money managers is designed to be clear and uncompromised at all times. Selected money managers are not Russell employees. They are hired and replaced as appropriate to create optimal manager combinations in pursuit of a particular investment's objective. With Russell Separate Accounts, you get: Money managers who have made it through Russell's rigorous research filter Direct security ownership Ability to transfer securities in-kind Individual security reporting Tax efficiency (loss harvesting, wash sale management) Customization/restrictions (work around concentrated positions or personal preferences) A packaged solution to quality portfolio construction 7 Specialist Separate Account Money Managers   Covering each slice of the U.S. equity market 5 Russell Separate Accounts   Broad Cap, Large Cap, Small Cap, Large Cap Growth, Large Cap Value 2 to 6 managers per account Minimum investments from $300,000 to $750,000 2 Series of Russell Unified Managed Accounts   Asset-allocated combinations of separate accounts and mutual funds addressing your core investment needs Transactions and account activity managed tax-efficiently within a single brokerage account by the overlay portfolio manager Implementing Separate Accounts within Russell Unified Managed Accounts Russell Unified Managed Accounts (UMA) represent strategically allocated portfolios designed to address your needs in terms of investment style and diversification. The UMA utilizes a distinct overlay portfolio manager, and may enable better implementation of your overall investment solution by coordinating the investment activity across multiple products enabling better implementation of custom solutions. All you need to do is work with your financial professional to choose the most appropriate option based on your investment objectives. Getting Started Consult your investment professional or contact Russell today 866-676-7680 for a referral to a financial professional in your area. Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing. Copyright © Russell Investments . All rights reserved. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. An investment in any one or more of the Russell Separate Accounts does not comprise a complete investment program. Russell Separate Accounts is a product of Russell Investment Management Company (RIMCo). RIMCo provides no investment management services. The implementation of Russell Separate Accounts in investors' portfolios and related investment advice are provided through investment advisers and other financial intermediaries that are independent of RIMCo and its affiliates. Investment in one or more mixes is not a complete investment program. Russell Unified Managed Accounts is a product of Russell Investment Management Company (RIMCo). RIMCo provides no investment management services. The implementation of Russell Unified Managed Accounts in investors' portfolios and related investment advice are provided through investment advisers and other financial intermediaries that are independent of RIMCo and its affiliates. Diversification and strategic asset allocation do not assure a profit or guarantee against loss in declining markets. Please remember that all investments carry some level of risk. There are no assurances that the objectives stated in this material will be met. First used: May 2007 RIMCo 07-6677			How can I Get Started Today? Consult your investment professional. Contact Russell if you need a referral to one or call 866-676-7680. Printer friendly version of this page Send feedback or comments Site Search

WWW.RUSSELL.COM     INSTITUTIONAL INVESTORS     FINANCIAL PROFESSIONALS     INDEXES     SITE MAP    

© Russell Investments 1995-2008. All rights reserved.
Legal Information.    Privacy Statement.