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Important legal information

The information contained herein has been obtained from sources that we believe to be reliable, but its accuracy and completeness are not guaranteed. Russell Investments reserves the right at anytime and without notice to change, amend, or cease publication of the information. It has been prepared solely for informative purposes. It is made available on an "as is" basis. Russell Investments does not make any warranty or representation regarding the information. This material is proprietary and without prior written permission from Russell Investments, it may not be reproduced, in whole or in part, in any form, other than for your own personal, noncommercial use.

This is a publication of Russell Investments. Nothing in this publication is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. The contents in this publication are intended for general information purposes only and should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional concerning your own situation and any specific investment questions you may have.

For further information about the contents of this Web page, please contact Russell Investments by calling 800-832-6682 or by sending and e-mail message to service@russell.com.

Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing.

Performance quoted represents past performance and should not be viewed as a guarantee of future results. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.

Please remember that all investments carry some level of risk including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.

Limited Linking License for other sites and other uses

Commercial and other Web sites may include a link to Russell Investments' Web site (russell.com) so long as any such link satisfies all five (5) of the following requirements:

1. Resolves to the homepage of Russell Investments at www.russell.com.

2. Indicates clearly that the link will lead to the Web site of Russell Investments.

3. Does not falsely represent or suggest any relationship between the linking site and Russell Investments (including suggestions of affiliation, endorsement, or sponsorship).

4. Does not deliver Russell Investments' content inside a framed environment.

5. Maintains the integrity of Russell Investments' layout, content, and look and feel.

This Limited License expressly prohibits the framing of Russell's content in any way or any other activity, specifically including but not limited to referencing "Russell Investments" or "Russell" as a metatag, that may create a misimpression or confusion among users with respect to sponsorship or affiliation.

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Russell Investments is the owner of the trademarks, service marks and copyrights related to its respective indexes.

Diversification does not assure a profit or guarantee against loss in declining markets.

Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.

The money managers are current as of the date of the article or web page publication. Subject to the Fund's Board approval, Russell has the right to engage or terminate a money manager at any time and without a shareholder vote, based on an exemptive order from the Securities and Exchange Commission. If applicable, please refer to the most recent prospectus which will contain the latest information.